dchang820
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Name: Daniel
Country: United States
State: California
Birthday: 8/20/1983
Gender: Male


Interests: ne thing that involves having fun...
Expertise: nothing much...
Occupation: Student
Industry: Business


Message: message meEmail: email me
Website: visit my website
AIM: dchang820
MSN: dchang820@hotmail.com


Member Since: 1/8/2003

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Friday, October 12, 2007

update

madden 08

madden has been my life for the past two months... finally think that i have mastered it so i havent been playing it as much as i was... seriously.. at one point, i was up till like 4 in the morn playing the game like a loser... the worst part was definitely when i was hooked on this one game option where i just control one person.. i become this one rookie and i play him during the practices and even handle his interviews... i personally thought it was cool until i asked my cousin... she gave me this look that said she was embarassed to be my cousin.... i stopped playing that option at that moment...

 

gmats.

yes, i am now fully preparing to go to business school... i have the list down to 9 schools where i want to go. im attending kaplan for the review.... they make me work like an ass... test is next month so really need to keep on practicing.

 

work

im kinda taking a break off of work. not really prospecting anymore. jus keeping in touch with the contacts that are in the process of closing and pretty much work about 3 hours every other day.... seems kind of weird that im not at the office all the time.

 

tv

my other vice. in a span of like three weeks, i have gone through 5 freaking seasons of the OC. hella gay i know... my cousin brought the dvds to our apt and freaking i didnt even look at it for a long ass time... then one day she wanted to watch like animanics or some cartoon on tv so i said ill watch anything BUT that.. she made me watch one episode, and freaking i watched like 100 more.... good show but felt like i got demasculinized watching it...

soon as that was done, freaking cousin brought the 2 seasons of prison break... man, she is more hardcore than i am... she finished season 1 in 2 days... season 2 took her like 4 days...

now im thinking about watching the sopranos....

by the way.... anyone who does not have the DVR thing for tv.... GET IT.... it is the best invention ever... get that along with HD HBO.... you can record like EVERY movie.. okay, im getting too excited so imma stop...

 

hahnyak.

freaking a. my aunt took me to the hahneewon. to get some medicine for her... we go there and all of a sudden i end up getting it too... said that i had not chi in me and that it would do me wonders.... being the gullible dumb ass that i am i bought it and at the last moment she tells me... no drinking for one month... i laughed it off, but she really warned me that my body can get really harmed if i do... so freaking didnt drink for a freaking month... for those who know me.. that was really hard... the day i finished i went like binge drinking for a week..

 


damn i wrote alot of senseless stuff. to be honest, i was waiting for a hyung to finish his things so we can finally go out... think he's almost done so i guess im done..

hope everyone is doing well... im basically jus studying now so lets all meet up again..


Wednesday, September 19, 2007

man.. i havent wrote in this thing for a long ass time...

things lately have been very good... ive been hella busy lately cuz ive been studying for my gmats lately... finally have the business experience needed to go to bschool... work has been work i guess.... market has been going crazy up and down lately...

i wanted to write this entry cuz i just met with a client that totally blew me away... i met her at the jangtoh festival last week and she told me that she is interested in investing... i met with her today and i did an initial fact find on her financial positions... she told me she made about 2500 a month, which kind of made me want to get out of the meeting as soon as possible... but then she started to tell me what she does with her paycheck every month...

after deductions and taxes, she brings in about 1900 a month... she pays about 700 for rent and spends about 500 for food, bills, and gas... with the other 700, she put it in hanmi savings accounts.... i asked her how much she has in the bank and she told me that she has 35,000 saved up so far and now she wants to invest the market... the 35,000 wasnt what surprised me... it was the fact that someone can be so determined to save that she would sacrifice so many luxuries to attain a goal....

i finished the meeting with her and am going to meet with her next week for the closing meeting... i keep on shaking my head while im preparing her proposal because here i am thinking about how much money i should take this weekend to las vegas and spend/lose... as she was leaving my office, i went out for a cigarette and i overheard my coworker compaining how he spent 1500 last night taking one of his clients out...

i dont know where im going with this, but all in all... that girl is hella gangsta....

 


Friday, June 15, 2007

june 15th, 2007

june 15th..

the day that my life will change directions...

 

today, i made a decision that will probably affect me for the rest of my life. as most of you guys know, i work at axa advisors as a financial advisor. i started after college and was basically cold calling all the time and was doing fairly decent... last year, i got picked up by two senior associates and we formed a producer group... i was lucky in the fact that the other two associates were big time ballers... each made about 500K and 350K per year respectively...by joining the producer group, i was prohibited from doing only my own business... instead, we had to work as a group in order for us to be more productive and make more clients...

i was given a commission minimum of 120K per year but was told that i was gonna work like a dog... also, i had to know that any clients that we make whether i made the sale would go to the group if i decided to leave the group... through the year that i worked with the group, i always had the itch to become independent and produce by myself... though the income was good, i always had the thought that the " grass was greener on the other side"... in other words, i wanted to become a high producer while not staying within the limits of the group rules...

so for the past three months, i was at a crossroads... the longer that i worked, the more income i would be making thus making me dependent on the group for income... however, i am moving back to la very soon and i need some sort of solid income to be able to pay for all the expenses that i will incur...

long story short, today i finally broke from the group... i literally walked away from a deal that i literally three weeks from completion that would have left me about 20K richer that i am today... that was a tough one to swallow.. so until july 15th i will be finalizing my role with the producer group... from then on, i will be on a different path where i do not know where it will lead...

now that i think about it.. today isnt a day that will change my life.. i think thats a pessimistic way of thinking about it.. rather i think i should think of it as just another day towards my career goals..

thanks for reading my entry


Tuesday, June 12, 2007

2 songs that make me cringe when i hear it...

1. that "beautiful girl" song.... freaking go back to jamaica.

2. that "like a cholo" song... freaking go back to ....

 

song that is coming VERY close to that list...

"im a flirt" song by r.kelly... hella gay...

 

dont know if i got the titles right.. but damn.. these songs get on my nerves...


Monday, May 21, 2007

burn out

i am hella burnt out...

think, senioritis in college x 10000^10000000 and thats how burnt out i am...

i am soon at the goal where i can somehow manage a month long vacation to tour europe and asia with one of my friends... but somehow, our budget keeps on getting higher and higher...

 

anyways... work is hella long... still working about 60 hours.. down from 75...

but more importantly, the commute is what is killing me... going from la mirada to la is killing me... sometimes, i wanna shoot myself...

 

 

on a more important note.. the reason for this post is that i need websites to surf during the day... my day consists of mostly msn messenger, espn, foxsports, yahoo sports, askmen.com, cnnmoney.com, cyworld and xanga... this rotation goes on LITERALLY the whole day... i hate my xanga ppl cuz they never update... please someone tell me some interesting sites, that dont take up alot of time to upload and also dont make sounds... please help me... i am bored out of my mind at work...

 

either msg me at dchang820@hotmail.com or comment me... thanks guys...



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